POSITION SUMMARY
Management of 1 account officer
Managing a diverse portfolio of accounts
Accept responsibility for achieving targets set
analysing and managing their credit requirements
Identify new clients needs that can be fulfilled using the bank's product amp services offering and grow portfolio in terms of revenue and volume to achieve sales targets.
Monitor financial health of the portfolio and assist in managing the credit risk of the entire portfolio.
Manage the service experience of the customer
MAJOR ROLE RESPONSIBILITY
•Responsible for meetingexceeding business growth targets
•Meets potential new clients and spends substantial time on new business development.
•Analyzes working capital requirements for clients.
•Monitors financial health of the clients.
•Analyzes and target opportunities to increase share of wallet
•Makes frequent visits to clients' offices to establish strong relationships and keep track of developments.
•Proposing enhancements to existing products relationships.
•Proactively identifies needs of the clients and prepares to cater to these needs when they come.
•Solicit new relationship for the bank based on approved KPIs and asset targets
•Prepare credit proposal memorandum as per guidelines
•Cross sell corporate products
•Ensure effective resolution of Customer Complaints
•Monitors the financial health and other developments in the client's business.
•Holds primary accountability for credit risk of unit's portfolio.
•Maintain Customer Service standards set by Corporate Banking Group ensuring minimization of customer complaints within acceptable standards and enhancing customer satisfaction.
المهارات
EDUCATION AND EXPERIENCE
•Graduate from reputable university with major in AccountingFinanceEconomicsBusiness Administration.
• 5 years experience in financial services
TECHNICAL SKILLS
•Ability to conduct financial and risk analysis.
•Familiarity with regulatory guidelines
•Awareness of banking industry general trends and computer literate.
•Fluent in Arabic amp English
الخلفية التعليمية
•Graduate from reputable university with major in AccountingFinanceEconomicsBusiness Administrat
وصف الشركة
Al Rajhi Banking and Investment Corporation is a major name in Saudi Arabia's banking and business world. It has grown from a strong base focusing on serving the needs of the nation and its citizens contributing to the Kingdom's construction and development and always operating within the framework of Shariah principles.
Al Rajhi Banking and Investment Corporation is one of the largest joint stock companies in the Kingdom with a paid up capital of SR 2250000000. Head Office is located in Riyadh and there are six Regional Offices as follows
· Central Region Office
· Western Region Office
· Eastern Region Office
· Qasseem and Hail Region Office
· Madinah and North Region Office
· Southern Region Office
The Company owns the biggest Branches Network in the Kingdom which includes 372 male branches 90 female branches 3 private banking centers 29 transfers amp remittance centers 8 retail sale centers the biggest ATMs network in the Kingdom that exceeded 822 ATMs the biggest POSs network in the Kingdom that exceeded 4970 POSs